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Stated Income and Investor Loans

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Check out our new Investor Cash Flow Program – No Tax Returns Required!

This product is very similar to the “No-Doc” programs of the past.  Purchase investment property with 25% down.  Personal income and debt to income ratios are not considered as long as the carrying costs on the property (Principal, Interest, HOA, Taxes and Insurance) do not exceed 90% of the rental potential.  Rental potential is determined by a rental analysis performed by the appraiser.    Here are the highlights:

  • No Personal Income Used To Qualify
  • Tax Returns Not Required
  • Qualification Based On Property Cash Flow
  • Credit Scores Down To 660
  • Rates Starting In The Low 6’s
  • Up to 75% LTV
  • No DTI Restrictions
  • 2 Years Seasoning, Foreclosure, Short Sales, BK, DIL
  • Must have Housing History And Own A Primary Home
  • No Limit On Number Of Properties Financed
  • Loans Up To $1 Million (Minimum $75,000)
  • Seller Concessions To 2%

Don’t hesitate to call me with any questions:

Chad VonHoven      

Real Estate Financial – Mortgage Broker

O: 770 923-6570    www.refga.com

 

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Chad VonHoven has written 12 articles on Real Estate Financial – Get a fast qoute

Chad VonHoven has been involved in commercial and residential mortgage lending for greater than 10 years. He is a graduate of Georgia Tech and an accomplished Airline Transport Pilot.

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