HARP is designed specifically to help borrowers who may be ineligible for traditional refinancing due to loss of home value or because they have little (or no) equity. Like other refinancing options, with HARP you receive a completely new mortgage with new terms, interest rates and monthly payments. The new loan completely replaces your current [...]

Rates are heading back up, if you haven’t locked in a rate in the 4′s you are about to miss the boat.  NEW YORK (CNNMoney) — Treasury yields have been climbing higher since fall 2010, as the economy begins to show signs of improvement. As a result, mortgage rates have been moving higher as well. [...]

Avarage rates for Feb 10th: 30yr 4.875%, 20yr 4.75%, 15yr 4.250. Go to www.refga.com to calculate your savings!

On Friday, it was very clear that global investors shed risky assets like Stocks, and fled into the safe haven of the US Dollar and US Bond market, helping Bond prices improve.  The situation in Egypt is far from over, and it would not surprise us to see prices improve from current levels and remain [...]

We will start the day carefully floating as prices are off their worst levels, but be ready to lock. The 25-day moving average resistance level has halted the mortgage bond’s gains over the past week. On a positive note, the a layer of support has helped Bonds remain near current levels. But get ready – [...]

Our mortgage professionals can give you FREE loan advice to help you understand the mortgage process. Wondering which loan is right for you? Not a problem! We can help determine which loan will fit your needs for your home purchase, refinance or debt consolidation needs. If you have any questions, please contact us or call [...]