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Category | Home Purchase

Offering Stated Income Loans for Self Employed Borrowers

Real Estate Financial is one of few lenders in the Atlanta market offering Jumbo Stated Income loans. There is one catch, it must be a jumbo loan and you typically need 30% down.  This product is not offered in conforming loan amounts (<417K) due to the Qualified Mortgage rules. This is the perfect loan for self employed […]

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Real Estate Financial Offers FHA 203k Rehab Loans

203K rehab loans are a great way to revitalize that neglected short sale or foreclosure.

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Mortgage Fees may go up in 2012!

Fannie and Freddie to Increase Fees… But What Does It Mean? Starting in 2012, Fannie Mae and Freddie Mac are expected to increase their fees, which could impact homebuyers depending on the risk of their loan or the location of their home. Here’s what you need to know – including what’s really happening and what […]

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Real Estate Financial Offers Customers More With Interest Abatement

A 3 to 6 month interest abatement option on FHA and VA loans from Real Estate Financial is a simple way to help our customers increase their cash flow during the first few months of home ownership – when it’s needed the most. For the first 3- to 6-months of your loan term, you’ll only […]

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Program for Disabled Children or Elderly Parents

Real Estate Financial is pleased to announce our Program for Disabled Children and Elderly Parents . We know that not all situations are easy and we work hard to deliver the best programs and rates available to you. Our Program for Disabled Children and Elderly Parents allows  parent-borrower or child-borrower transactions to be considered a […]

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Buying HUD Foreclosures – REO Properties

Finding a great deal may be easier than ever. For a limited time, FHA offers sales incentives on HUD homes (HUD Real Estate Owned properties) that will make these homes more affordable for homebuyers when purchasing a property using FHA-insured financing. The incentives VARY from State to State but may include: low down payments as little $100 down […]

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Home Purchase Loan Tips

If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalified! Make sure your credit is healthy and find out how much you can qualify for before you find the home of your dreams. This helps insure that you not only choose a home in the […]

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